Clear answers to everyday money questions
Free calculators for pay, pensions, property and tax. No sign-up, and every rule checked against official sources.
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Holiday pay and entitlement
Works out how much paid holiday you get and what it is worth.
Pay and workNHS take-home pay
Works out what an NHS salary leaves you with after deductions.
Pay and workOvertime pay
Works out what extra hours add to your pay.
Pay and workStatutory redundancy pay
Works out the minimum redundancy pay you may be owed.
Pay and workMaternity pay
Works out what you could receive during maternity leave.
PensionsNHS pension
Estimates the pension you could build up in the NHS scheme.
PensionsTeachers' pension
Estimates the pension you could build up in the teachers' scheme.
PensionsPolice pension
Estimates the pension you could build up in the police scheme.
PensionsCivil Service pension
Estimates the pension you could build up in the Civil Service scheme.
PensionsArmed Forces pension
Estimates the pension you could build up in the Armed Forces scheme.
PensionsPension drawdown
Shows how long a pension pot could last if you take income from it.
PensionsPension annuity
Estimates the income a pension pot could buy as an annuity.
PensionsSalary sacrifice pension
Compares your pay with and without salary sacrifice into a pension.
Property and mortgagesStamp duty in Scotland (LBTT)
Works out the tax due when you buy a property in Scotland.
Property and mortgagesStamp duty in Wales (LTT)
Works out the tax due when you buy a property in Wales.
Property and mortgagesCommercial stamp duty
Works out the tax due on a commercial or mixed-use purchase.
Property and mortgagesStamp duty calculator for a limited company
Work out SDLT when a company buys property in England, including higher rates and the 17% rate.
Property and mortgagesBuy-to-let mortgage
Works out how much you could borrow and repay on a rental property.
Property and mortgagesShared ownership mortgage calculator
Estimate your shared ownership mortgage, rent, monthly costs, staircasing and stamp duty in England.
Tax and savingsISA allowance and cash ISA calculator
Check your ISA allowance for 2026/27, the April 2027 cash ISA limit and project cash ISA interest.
Tax and savingsTax-Free Childcare calculator
Estimate your Tax-Free Childcare top-up and check the main eligibility rules for 2026/27.
BusinessUmbrella company pay
Works out take-home pay when you are paid through an umbrella company.
BusinessSmall business rates relief calculator
Estimate your business rates bill and small business rate relief in England for 2026/27.
How we keep it accurate
Official sources only
Every rule comes from government or regulator guidance, and we link to it.
Tested against real examples
Results are checked against the worked examples governments publish.
Dated so you know it is current
Each page shows when its rules were last checked.
Private by design
Calculations run in your browser. Nothing you type is sent anywhere.
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