Small business rates relief calculator
This small business rates relief calculator estimates your business rates bill in England for 2026/27, with and without small business rate relief. Enter your rateable value to see the multiplier, the relief and what you would pay.
Rules last checked 13 October 2026. Billing year 2026/27.
Find it on your business rates bill or the GOV.UK 'Find a business rates valuation' service. From 1 April 2026 rateable values are based on 1 April 2024 rents.
If it qualifies, a lower multiplier applies. Your council confirms whether your property qualifies. Properties with a rateable value of £500,000 or more do not get the lower multipliers.
Estimated business rates bill after relief
£0.00a year
Your property qualifies for 100% small business rate relief on these figures.
- Multiplier used
- 43.2p
- Bill before relief
- £5,184.00
- Relief
- 100.00% (£5,184.00)
- Bill after relief
- £0.00
- Monthly equivalent
- £0.00
The monthly figure is an illustration. Bills can be paid in instalments; ask your council.
Show the working
- Multiplier for a rateable value of £12,000.00: 43.2p.
- Bill before relief = £12,000.00 × 0.432 = £5,184.00.
- Rateable value is £12,000 or less, so relief = 100%.
- Relief amount = £5,184.00 × 100.00% = £5,184.00.
- Bill after relief = £5,184.00 − £5,184.00 = £0.00. Monthly equivalent = £0.00 ÷ 12 = £0.00.
Nothing you enter leaves your device. Estimate for England only. Not tax or legal advice. Business rates rules change; check with your local council.
What is small business rate relief?
Small business rate relief reduces or removes business rates for small properties in England. You can usually get it if your property's rateable value is less than £15,000 and your business only uses one property, although the second property rules below can let relief continue. Your local council decides whether you get it. You cannot receive small business rate relief and charitable rate relief at the same time.
How much relief you get
If the rateable value is £12,000 or less, you pay no business rates on that property. Between £12,001 and £14,999 the relief tapers from 100% to 0%. GOV.UK gives two examples: a rateable value of £13,500 gets 50% off, and £14,000 gets 33% off. At £15,000 or more there is no small business rate relief.
| Rateable value | Relief | Bill before relief | Bill after relief |
|---|---|---|---|
| £12,000 | 100.00% | £5,184.00 | £0.00 |
| £12,500 | 83.33% | £5,400.00 | £900.00 |
| £13,000 | 66.67% | £5,616.00 | £1,872.00 |
| £13,500 | 50.00% | £5,832.00 | £2,916.00 |
| £14,000 | 33.33% | £6,048.00 | £4,032.00 |
| £14,500 | 16.67% | £6,264.00 | £5,220.00 |
| £15,000 | 0.00% | £6,480.00 | £6,480.00 |
Illustration only. Reliefs, supplements and transitional arrangements can change your actual bill.
Business rates multipliers for 2026/27
Your bill is the rateable value multiplied by the business rates multiplier, less any relief. For 2026/27 there are five multipliers in England, and the one you pay depends on your rateable value and how the property is used.
| Rateable value | Standard | Retail, hospitality and leisure |
|---|---|---|
| Rateable value below £51,000 | 43.2p | 38.2p |
| £51,000 to £499,999 | 48.0p | 43.0p |
| £500,000 or more | 50.8p | Not applicable (50.8p applies to all) |
From 1 April 2026 the lower retail, hospitality and leisure multipliers replace the temporary retail, hospitality and leisure relief offered in 2025/26. Rateable values were also updated from 1 April 2026, based on rents at 1 April 2024.
Examples
| Rateable value | Relief | Bill before relief | Bill after relief |
|---|---|---|---|
| £12,000 | 100.00% | £4,584.00 | £0.00 |
| £12,500 | 83.33% | £4,775.00 | £795.83 |
| £13,000 | 66.67% | £4,966.00 | £1,655.33 |
| £13,500 | 50.00% | £5,157.00 | £2,578.50 |
| £14,000 | 33.33% | £5,348.00 | £3,565.33 |
| £14,500 | 16.67% | £5,539.00 | £4,615.83 |
| £15,000 | 0.00% | £5,730.00 | £5,730.00 |
Illustration only. Reliefs, supplements and transitional arrangements can change your actual bill.
| Rateable value | Standard bill | Retail, hospitality and leisure bill |
|---|---|---|
| £15,000 | £6,480.00 | £5,730.00 |
| £20,000 | £8,640.00 | £7,640.00 |
| £30,000 | £12,960.00 | £11,460.00 |
| £50,000 | £21,600.00 | £19,100.00 |
| £51,000 | £24,480.00 | £21,930.00 |
| £100,000 | £48,000.00 | £43,000.00 |
| £250,000 | £120,000.00 | £107,500.00 |
| £500,000 | £254,000.00 | Not applicable |
Illustration only. Reliefs, supplements and transitional arrangements can change your actual bill.
If you have more than one property
When you take on a second property, relief on your main property continues for 12 months if you acquired it before 27 November 2025, or 36 months if you acquired it on or after that date.
After that, relief can only continue if none of your other properties has a rateable value above £2,899, and the total rateable value of all your properties is less than £20,000 (£28,000 in London).
For example, a main shop with a rateable value of £10,000 and a small store with a rateable value of £2,899 total £12,899. Once the 12-month or 36-month period ends, relief on the shop can continue, because the store is not above £2,899 and the total is under £20,000. If the store had a rateable value of £3,000, relief would stop once the period ended.
Other reliefs you may be able to claim
GOV.UK lists these other types of business rates relief in England. Contact your local council to find out whether any apply to you.
- Retail, hospitality and leisure
- Rural rate relief
- Charitable rate relief
- Empty property relief
- Improvement relief
- Transitional relief
- Supporting small business relief
- Hardship relief
- Enterprise zones and freeports
- Local discretionary relief
Scotland, Wales and Northern Ireland
GOV.UK says business rates relief rules are different in Scotland, Wales and Northern Ireland. Check the official guidance for each:
- Business rates relief in Scotland (mygov.scot)
- Business rates support in Wales (Business Wales)
- Business rates in Northern Ireland (nibusinessinfo.co.uk)
About this calculator
Last reviewed 13 October 2026. It uses the 2026/27 multipliers and small business rate relief rules for England, and treats the retail, hospitality and leisure switch as confirmed eligibility. It does not include transitional relief, supporting small business relief, other reliefs or council supplements. Read how we build and check our calculators.
Frequently asked questions
What is small business rate relief?
Small business rate relief reduces your business rates bill in England if your property's rateable value is less than £15,000 and your business only uses one property (some businesses with more than one property can still qualify). Your local council applies it.
How much small business rate relief can I get?
If the rateable value is £12,000 or less and it is your only property, you pay no business rates on it. Between £12,001 and £15,000 the relief tapers from 100% to 0%. For example, a rateable value of £13,500 gets 50% off and £14,000 gets 33% off.
How are business rates calculated?
Your bill is the property's rateable value multiplied by a multiplier, less any relief you qualify for. For 2026/27 in England the multipliers are 43.2p (rateable value below £51,000), 48p (£51,000 to £499,999) and 50.8p (£500,000 or more). Lower retail, hospitality and leisure multipliers of 38.2p and 43p apply to eligible properties below £500,000.
What are the 2026/27 retail, hospitality and leisure multipliers?
For eligible retail, hospitality and leisure properties the multipliers are 38.2p for rateable values below £51,000 and 43p for £51,000 to £499,999. They replace the retail, hospitality and leisure relief offered in 2025/26. Properties with a rateable value of £500,000 or more pay 50.8p.
Can I get small business rate relief if I have two properties?
Relief on your main property continues for 12 months after you take on a second property if you acquired it before 27 November 2025, or 36 months if on or after that date. After that it can continue if none of your other properties has a rateable value above £2,899 and the total rateable value of all your properties is less than £20,000 (£28,000 in London).
Can I get small business rate relief and charitable rate relief together?
No. You cannot receive small business rate relief and charitable rate relief at the same time. Your local council decides which applies.
How do I apply for small business rate relief?
Contact your local council. They can check whether you are eligible, explain how to get the relief and tell you about other reliefs that might apply.
Does this apply in Scotland, Wales and Northern Ireland?
No. GOV.UK says the rules for business rates relief are different in Scotland, Wales and Northern Ireland. This calculator covers England only.
Where do I find my rateable value?
It is on your business rates bill, and you can search for it on GOV.UK using the Find a business rates valuation service. If you think it is wrong, you can ask the Valuation Office Agency for help.
Is this small business rates relief calculator official?
No. It is an independent estimate based on the rules published on GOV.UK. Your council sets your actual bill and applies any relief, so check with them.
Sources
Checked 13 October 2026:
Browse all UK calculators.
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